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Clear Progress Security Policy
Protecting Your Financial Privacy
Clear Progress will protect the privacy of your personal and financial information. To guard your nonpublic personal information, we maintain physical, electronic, and procedural safeguards that comply with federal regulations.
To maintain internet security, we utilize:
Regarding Cookies
To provide better service and a more effective Web site, we use "cookies" as part of our interaction with your browsers. A "cookie" is a small text file placed on your hard drive by our Web Page Server. Our cookies cannot retrieve any other data from your hard drive, pass on computer viruses, or capture your e-mail address. Cookies are commonly used on Web sites and do not harm your system.
We use cookies in places where you need to view your account, or where you are able to customize the information you see. Recording a cookie at such points makes your online experience easier and more personalized. Our cookies do not collect personally identifiable information and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address. By configuring your preferences or options in your browser, you determine if and how a cookie will be accepted. However, if you configure your web browser so that "cookies" are turned off, our website will not be able to process your transaction. If this happens, please turn your cookies back on and log onto our site again.
Encryption
Your password as well as all information relating to your accounts and your enrollment are scrambled using some of the strongest forms of encryption commercially available for use over the World Wide Web.
How does encryption work?
Everything that travels through the Internet during your visit to Clear Progress becomes a string of unrecognizable numbers before entering the Internet. Both ClearProgress’ computers and the browser you use to surf the Web understand the mathematical formulas, called algorithms, that turn your banking session into numeric code and back again into meaningful information.
These algorithms serve as locks on the doors of your account information. And while Clear Progress and your computer can easily translate this code back to meaningful language, this process would be a daunting, almost impossible task for unauthorized intruders. That's because there are billions of possible keys that could potentially solve each formula - but only one that will work. Every time you begin a LoanPage session, your computer and ClearProgress’ systems agree on a random number that serves as the key for the rest of the conversation. What that random number is depends largely on the strength of encryption used by your browser. ClearProgress ensures that all MyLoanPages via the Internet are encrypted. If for any reason your secure session ends, My LoanPage session terminates. Standard encryption is 40-bit or 56-bit. For maximum protection, ClearProgress encourages you to use browsers offering 128-bit encryption. This is also known as high or strong encryption. It means there are 2128 possible keys that could fit into the lock that holds your account information. In other words, a hacker attempting to get to your account information would need to use a computer with exponentially more processing power than for 40-bit or 56-bit encryption to find the correct key. Note: Currently, browsers that offer 128-bit encryption can only be used by citizens and permanent residents of the United States and citizens of Canada, and can only be downloaded to locations in the United States or Canada. All browsers provide detailed information on security levels. See your browser's help or documentation for more information. Netscape Navigator displays the icon in the lower left corner of the browser. In addition, Netscape Communicator displays the icon in the navigation toolbar. Microsoft Internet Explorer displays the icon in the lower right corner of the browser. Neither Netscape Communicator nor Microsoft Internet Explorer display any icon that distinguishes between 40-bit or 56-bit and 128-bit encryption. But if you use Netscape Communicator 4.5 or later, you can click on the icon displayed to determine what level of encryption is being used for a particular Web page. IE5 will display the encryption level in a pop-up window when you place your cursor on the encryption icon in the lower right corner of the browser. If you use WebTV, you need to press the info button on the keyboard (or, if using the remote control, select the options button and then select info). If a "Security Details" button displays on the screen, the page is secure. Select this button for more information about security. Read our Privacy Policy |