• An outline of the general parameters of the coverage.
• Personal Information
  The proposed amount of insurance, effective date of the commitment, owners of the subject property and the legal description.
• Requirements
  The title company lists what must take place before they will insure the property. Typically, this refers to routine things such as the signing of the deed and the recording of your loan, but they may also list liens that need to be paid off before the sale closes, title defects, and/or pending lawsuits. Any matters that adversely affect the title, such as marital status questions, bankruptcies, probate matters, and homestead questions will also be listed in this section. Remember, it is not the responsibility of the Title Company to fix these issues. Any problems or defects must be corrected by the seller of the property.
• Exceptions
  This lists the items that the company is "excepting" -- or excluding -- from coverage. This is where the title company will list documents that limit your use of the property (e.g., covenants) or give others rights to use your property (e.g., easements).

While surveys are not produced by the title company, the information reflected in the survey overlaps substantially with the information in the title commitment. For example, easements described in the title commitment -- at least the most common easements which provide a right to use a limited portion of the property -- should be reflected on the survey. Similarly, if the survey shows that fences or decks extended beyond the property lines, the title company will list this "encroachment" as an exception. This means that they will not cover you if you suffer damages as the owner because these structures extend onto your neighbors property.

The title company should also provide the buyer with a copy of the tax certificate indicating the tax levy on the property, the taxing districts to which taxes are due, and a statement indicating if there are any unpaid taxes or assessments on the property.